TEF

TEF — Electronic Funds Transfer — is the electronic funds transfer system of the Banco de Cabo Verde, built by NT4Solutions together with the central bank's IT and business teams.

The solution covers the lifecycle of transfer orders between institutions — capture, validation, authorisation and settlement — with a full audit trail and integration with the bank's other systems.

Key features

• Capture and validation of transfer orders
• Authorisation workflows by role and limit
• Settlement and reconciliation of operations
• Integration with the bank's core systems
• Audit trail of every operation
• History and reporting